“Where there is no vision, the people perish.” — The All-Time Wise Guru, Salmon What is vision? And how could its absence possibly lead to perishing? On the surface, "vision" might sound like a lofty concept...

Most of us have experienced it: the desire to change our lives, build new routines, or kickstart better habits. We try harder, lean on willpower, maybe even outsource our motivation through tools, coaches, or accountability systems...

In our journey through life, we often encounter significant decisions that shape our future. Frequently, we fall into the trap of what I call "Mr. BILLS." This metaphorical giant represents the financial pressures that push us...